Debt Settlement

LFS Exclusive "OnePay" Debt Settlement Program
A Unique and Innovative approach to Debt Settlement

Clients with a minimum of $5000 in un-secured debt
(Credit cards, hospital bills, Dept. stores...) can qualify
for this program.

In our program clients settle on their debts in weeks
unlike traditional debt settlement programs that
take up to five (5) years for the settlements to be
resolved.

This is because debt settlement companies
require clients to make small monthly deposits into
an escro account held by the debt settlement
company accumulating the funds which will be
used slowly over a period of 5 years to settle with
the creditors (not taking into consideration that
most creditors will likely initiate a lawsuit against
their clients prior to the projected settlement date.

Our Debt Settlement Program is Different
We settle your debt for no more than 40% of the balance

In our program, clients are able to settle their
debts in a matter of weeks because the creditors
get paid within that timeframe from the client's
own personal accounts.

To qualify, clients must have
a minimum of 40% of the outstanding debt
available in their own personal accounts to
be made available to the creditor once a settlement
is reached. The funds will be transferred to the
creditor through our ACH electronic funds transfer
secured process.

Upon receipt of payment, Creditor submits a letter
to the client acknowledging the settlement and
indicating that this account has been settled
and paid in full.

Comparing Our debt settlement program to theirs'

	Theirs: Typical debt settlement wait time is 1-5 years Ours: 2-3 Weeks
	Theirs: Interest and late fees continue to accumulate Ours: No more Interest or fees.
	Theirs: During the fund accumulation period, no accounts are settled and creditors are left in the dark. Ours: We contact the creditors immediately to negotiate a settlement.

	Theirs: Clients make payments to the debt settlement company, not the Creditors Ours: Payments are made directly to the creditors.
	Theirs: Debt settlement company established a savings account to accumulate the funds Ours: No new accounts are opened. Funds are transferred directly from the clients' own pre-existing bank account.
	Theirs: Debt settlement company will only negotiate on your behalf once a minimum of 40% of your smallest debt has been saved, not before. Ours: Debt negotiations start immediately.

	Theirs: There's a good chance that a client will be sued by the creditor Ours: A settled acount is paid and closed and no further action is initiated by the creditor.
	Theirs: Many creditors will not negotiate with debt settlement companies Ours: Creditors are more willing to accept an immediate payment to settle on an account through us.
	Theirs: Clients may be sued, bank accounts frozen, wages garnished and liens are placed on their properties. Ours: Once a setlement is in place, no legal action can take place.

LEADING FINANCIAL SOLUTIONS, LLC

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Debt Settlement